We simplify the financing process, from SBA loans to bridge financing, so you can focus on building your business and not navigating paperwork.
We understand that access to capital can be a game-changer for small businesses. That's why we work side-by-side with business owners to secure the resources they need, without the complexity.
We move quickly because your time matters. Fast pre-qualifications, clear timelines, and consistent communication from day one.
No upfront fees, no hidden charges. We earn 1% only when your deal closes. Our incentives are aligned with yours.
Every business is different. We match you to the right product and lender based on your specific goals, timeline, and financial profile.
From application through closing, we handle the complexity so you don't have to. Lender negotiations, document prep, and advocacy included.
When you apply directly to a single bank, you get one answer. When you work with KQT Advisors, your deal goes to our entire network of lenders at once: banks, credit unions, private lenders, and SBA-preferred institutions, all competing to fund your deal on the best terms possible.
You focus on running your business. We handle everything else.
A single bank can only offer what they have. We submit your deal to dozens of lenders simultaneously, so you get competing offers and the best rate, structure, and terms available in the market.
Not every lender funds every deal type. After years of working across SBA, bridge, hard money, CRE, and specialty programs, we know exactly which lenders are the right fit for your specific situation before we ever send them a package.
Applying to multiple banks on your own means multiple hard pulls on your credit and weeks of back-and-forth. We package your deal once and go to the right lenders, protecting your credit score and your time.
One bank saying no does not mean the deal is over. We have lenders for situations that conventional banks will not touch, including complex income, recent credit issues, non-standard properties, and more.
Chasing down banks, preparing packages, negotiating terms: that is our job. Your job is running your business. We handle the entire financing process from start to close so you never have to take your eyes off what matters.
From government-backed SBA programs to fast-close bridge deals, we've got the products and the relationships to get your deal done.
The most flexible SBA program for working capital, acquisitions, equipment, and real estate. Long terms, low down payments, competitive rates.
Purpose-built for commercial real estate and heavy equipment. Fixed below-market rates with long amortization for owner-occupied properties.
Fast-close short-term capital for acquisitions, renovations, and time-sensitive deals. Close in as little as 14 days. LOC options also available.
Conventional and agency financing for commercial real estate investments including multifamily, mixed-use, retail, and industrial properties.
Special financing for businesses buying their own commercial property. Up to 85% LTV with competitive terms structured for owner-users.
Buying an existing business? We structure SBA and conventional financing to get the deal done with minimal cash out of pocket.
Specialized financing for licensed medical, dental, and veterinary professionals. 100% financing available for practice acquisitions and buildouts.
Turn your outstanding invoices into immediate working capital. Fast funding against accounts receivable with no long-term debt obligation.
Asset-based lending lines secured by receivables, inventory, and equipment. Scalable credit facilities that grow with your business.
Lines of credit and term loans for inventory, payroll, and growth. Right-sized for your business, structured for flexibility.
Asset-based financing secured by the property value, not personal income. Ideal for fix and flip, value-add, and non-conforming deals that need speed.
Finance the machinery, vehicles, and technology your business needs to grow. Keep cash in the business while securing the equipment that drives revenue.
We learn about your business, goals, and timeline. No commitment, no pressure.
We quickly assess your eligibility and identify the best loan programs for your situation.
We submit to the right lenders, negotiate terms, and advocate for your deal.
We guide you through closing. You get funded. Our fee is earned only at this stage.
Everything you need to know about working with KQT Advisors.
No need to feel overwhelmed, that's what we're here for. We'll kick things off with a consultation to understand your business needs. From there, we'll provide recommendations on the best programs and funding options currently available to help you reach your goals.
We offer SBA 7(a), SBA 504, bridge financing, hard money, DSCR, conventional CRE, owner-occupied CRE at 85% LTV, AR financing, ABL credit facilities, doctor and dental loans at 100% financing, equipment financing, business acquisition, working capital, lines of credit, and more, all available nationwide across all 50 states.
Our fee is 1% of your total loan amount. The best part? We only get paid if your loan is funded, ensuring our success is directly tied to yours.
The timeline depends on the program and the complexity of your deal. In many cases, funding can be secured in as little as 30 business days. For more complex transactions the process may take 60 to 90 business days. Bridge financing can close in as little as 14 days.
The minimum loan amount varies by program, but typically we work with loans starting at $50,000. We can help you determine which options are best suited for your funding needs.
We work with a wide range of industries, from retail and healthcare to manufacturing and service-based businesses. Our goal is to find the best funding solutions regardless of your industry.
While good credit can improve your chances, we work with businesses of all credit backgrounds. There are programs designed for various credit situations and we can help you explore your options. SBA programs typically require a minimum credit score of 680.
Typically you'll need financial statements, tax returns, bank statements, and a business plan or purpose for the loan. We have quick programs you can apply for in less than 15 minutes. We'll guide you through the specific requirements based on the program you choose.
We assess your business's financial health, creditworthiness, and the overall strength of your application. Pre-qualification takes as little as 5 minutes for some programs. Our consultation process helps identify the right programs your business may qualify for.
Don't worry. Every lender has different criteria. If you've been denied in the past, we can explore alternative funding options that might be a better fit for your business.
Having strong financials, a clear purpose for the loan, and good credit all help. We're here to guide you through the process and maximize your chances of approval.
Yes, most loans can be used for a variety of purposes including working capital, equipment purchases, expansion, payroll, or refinancing existing debt. During our consultation we'll help you find the loan that best aligns with your business goals.
Yes. We offer specialized programs for licensed doctors, dentists, and veterinarians with 100% financing available for practice acquisitions and buildouts.
Absolutely. A significant portion of our work is CRE financing, from multifamily acquisitions to bridge and hard money deals for value-add plays. We also produce full underwriting memos for complex transactions.
Let's talk about your business and explore the best path to funding. No commitment, no pressure, just clarity.
Schedule a Free ConsultationOr reach us directly at Kelvin@KQTAdvisors.com