Tools

Commercial Loan Calculator.

Estimate the monthly payment, total interest, and balloon balance for a commercial real estate or business loan. Twenty-five years is the industry-standard ceiling for commercial amortization. Adjust the inputs to see results update in real time.

Loan Details

$
Principal amount you intend to borrow.
%
Annual interest rate, before fees.
years
Enter 1 to 25 years. Twenty-five years is the maximum amortization for most commercial real estate loans.
Years until the loan matures or balloons. Cannot exceed the amortization period above.
Fully amortizing pays principal and interest each month. Interest only pays just interest, leaving the full principal as a balloon.

Estimated Results

Monthly Payment
$0
If Fully Amortizing Instead
$0
This is what the monthly payment would be if you paid principal + interest, for comparison.
Annual Payment
$0
Total Interest Over Term
$0
Balloon Balance at Maturity
$0
Remaining principal due at end of loan term.
Total Paid Over Term
$0
Where Your Term Payments Go
Principal paid down Interest paid
Extra Principal / Month
$
Payoff sooner by 0 mo
Interest saved $0
New balloon at maturity $0
Add a monthly extra to see balloon reduction and interest saved.
Estimate only, not a commitment to lend. This calculator is provided for general informational and educational purposes. The figures above are estimates based on the inputs you provide and do not reflect actual loan offers, lender underwriting decisions, closing costs, taxes, insurance, or other fees that may apply. Actual rates, terms, eligibility, and approval are determined solely by the lender. KQT Advisors, LLC is a commercial loan broker and is not a lender. Nothing on this page is a commitment to lend, an offer of credit, or financial, tax, or legal advice. Consult your own qualified advisors before making any financial decision.
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